Terms

Terms of Use

These terms apply when you use this website or complete the coverage quiz. Please read them alongside our privacy policy.

What this website is

UpLift Mortgage is an independent life insurance brokerage. This website provides general information about mortgage protection life insurance and lets you request a conversation with a licensed agent. It is not an application, an offer of insurance, or a binding quote.

Not a mortgage product

Mortgage protection is a life insurance policy designed so that a death benefit can be used to pay off or keep up a mortgage. It is not issued by, affiliated with, or endorsed by your mortgage lender, your bank, or any government agency.

No guarantee of coverage

Whether coverage is available to you, and at what price, is decided by the insurance carrier based on underwriting, your age, your health, and the state you live in. Figures discussed before an application are estimates. Only the issued policy document states what is actually covered, and its exclusions and limitations control.

Licensing

Insurance is offered only in states where the agent and the carrier are licensed. If we are not licensed in your state, we will tell you rather than proceed.

How we are paid

If you buy a policy, the insurance carrier pays a commission. You are never charged a separate fee for the quiz, the review conversation, or the quotes we bring you.

Your responsibilities

Please give accurate information. Answers that are incomplete or incorrect can lead to inaccurate quotes, and a material misstatement on an insurance application can cause a carrier to reduce or deny a claim.

Contact consent

By submitting the quiz you agree that a licensed agent may contact you by phone, email, or text at the details you gave, including by automated means where permitted. Consent is not a condition of purchase, and you can withdraw it at any time.

Third-party tools and links

Scheduling, email, and advertising measurement on this site are operated by third parties under their own terms. Links to other websites are provided for convenience and we are not responsible for their content.

Limitation of liability

This website is provided as is. To the extent the law allows, UpLift Mortgage is not liable for indirect or consequential losses arising from your use of the site or reliance on general information published here.

Changes

We may update these terms as our services or the law change. The version published here is the one that applies.